Naborly will obtain your Equifax credit information after you submit your Application. The Naborly pull will appear as a hard inquiry on your credit file. An inquiry can only affect your score for up to 12 months. However, the credit pull alone won't affect your credit score.
Usually, if the inquiry has an impact, it will be primarily in the first 6 months. Only 10% of a credit score can be impacted by inquiries, meaning that the actual effect on the score for most people is negligible.
The inquiry should then be removed from the credit report after 2 years.
What if I complete more than one Naborly Application?
Naborly will not leave multiple inquiries on your credit file within a 45 day period.
When you complete and submit a Naborly Application, an inquiry will be left on your credit file. For the following 45 days, you can apply for as many other properties as you would like through Naborly, without multiple inquiries being left on your credit file.